Can I Use Insurance to Pay for In-Home Senior Care?

If you wonder whether insurance will cover in-home care services for your loved ones, the answer is yes, at least to a certain degree. The amount and conditions vary depending on the insurance and what type of care your loved one specifically needs. It is important to know the financing options available for you and your loved one. At HomeWell Senior Care, we accept long-term insurance and private insurance.

Medicare Coverage

Medicare can pay for in-home care in very specific cases. If your loved one was discharged from the hospital and needs extensive care or therapy, Medicare may fund the expense. However, the nursing or rehabilitative therapist will only be engaged for a short period. Usually, this insurance pays for a certain amount of time, usually for as long as is estimated for the patient to recover. While we at HomeWell Senior Care do not accept Medicare, we are happy to help you find other licensed home health agencies who provide skilled care.

Long-Term Care Insurance

Long-term care insurance provides seniors with access to in-home health care services. The coverage varies depending on which policy an individual has. As such, it is important to review your insurance and make sure your loved one is eligible for in-home care through long-term care. We accept most forms of the insurance. If you need help with calculating reimbursement with your insurance company, we will be happy to help.

If your loved one needs specialized attention or care, consider in-home care services. Our team of professionals offers companion care to seniors in the comfort of their own homes. Not only will your loved one receive constant care, but you will gain the peace of mind of knowing they are looked after. It is never easy to see parents or grandparents age. However, with HomeWell Senior Care, we make it a little better. Call today for more information or look for a location near you.